Uninsured/Underinsured Brooklyn Drivers

It's one of an accident victim's worst nightmares: finding out that the driver who hit you was uninsured or underinsured. On top of all the other stress involved with the accident, now you have to worry about how you will cover the damages. However, there are other options. If the other driver has inadequate coverage – or no coverage at all – you can file an uninsured or underinsured motorist claim.

If you've been injured in a car accident and have insurance questions, you need the legal expertise of Schwartzapfel Partners P.C. to help you obtain the money and benefits you need and deserve. We have more than 150 years of combined legal experience and a success rate of over 95 percent for our personal injury clients, including our clients in Brooklyn.  We have obtained millions of dollars on behalf of our clients.

Call our Brooklyn, NY car accident attorneys today at 1.800.966.4999 or use our convenient online contact form for a free case evaluation. At Schwartzapfel Partners P.C., we will fight for you!

Depending on your own insurance policy, you may already be covered by an uninsured or supplemental underinsured motorist policy. In this case, you can file a claim with your insurance company and ask them to supplement the other driver's policy, or pay all of your claim if the other driver has no insurance at all. However, there are some things to watch for:

• In order to qualify for underinsured/uninsured motorist coverage in New York, your injuries must be “serious.” What constitutes a serious claim and what injuries qualify as serious is complicated. Our Brooklyn law firm has extensive experience representing clients in these kinds of claims; we know exactly what serious injuries are and can determine whether your injuries meet this test.
• Insurance companies make a profit by minimizing the amount of money they pay out on claims. In many cases, they will do their best to avoid paying a claim: they may insist that you were at fault and argue they are not responsible for covering your claim. Or they may dispute the cost of your injuries in order to pay less. Our Brooklyn law firm has filed many insurance claims in the past; we know what tactics the insurance companies employ and how to counter them. Insurance companies know us, and they know we will compile a strong case, one that we're not afraid to present in court.

If your insurance company denies your claim despite the fact that you have uninsured/underinsured coverage, you will have to prove the legitimacy and value of your claim. You'll need to compile detailed evidence, properly complete your paperwork and present your claim in the best manner possible. The best way to ensure that your claim is ultimately successful is to hire a lawyer with extensive experience in this field.

If you've been in a car accident with an uninsured or underinsured driver and suffered serious injuries, the Brooklyn law firm of Schwartzapfel Partners P.C. Marcus P.C. can help. Our more than 150 years of combined legal experience means we are well-prepared to handle your case and we have a success rate of over 95 percent for our personal injury clients.

Call our Brooklyn, NY car accident attorneys today at 1.800.966.4999 or use our convenient online contact form for a free case evaluation. At Schwartzapfel Partners P.C., we will fight for you!